Healthy Sleep & Vitality Healthy Sleep & Vitality

Healthy Sleep & Vitality · Compliance & Legal

Payment Methods

Accepted Estonian banking gateways, card payment procedures, and billing safeguards.

Payment Methods & Financial Security

Healthy Sleep & Vitality provides safe, fully compliant payment processing in accordance with Estonian commercial law and the EU Payment Services Directive (PSD2).

Accepted Payment Options

We facilitate multiple trusted payment channels for our services and specialized materials:

  • Estonian Bank Links (Pangalingid): Direct instant settlements via Swedbank, SEB, LHV, Luminor, and Coop Pank.
  • Payment Cards: Visa, MasterCard, and Maestro transactions protected by 3D Secure verification protocols.
  • Apple Pay & Google Pay: Convenient, secure one-touch payment options for mobile users.
  • SEPA Bank Transfer / Invoicing: Official corporate and personal electronic invoices with 14-day standard payment terms.

Currency & Value Added Tax

All service fees and consultation appointments are stated in Euros (EUR €) and include applicable Estonian Value Added Tax (käibemaks 22%) where statutory.

Transaction Security Standards

All data exchanged during the payment process is shielded by high-grade 256-bit SSL/TLS encryption. We do not store sensitive credit card or online banking authorization credentials on our web infrastructure.

Billing Inquiries

For questions regarding billing statements, receipts, or company invoices, contact our financial administration at [email protected].